jm200 Privacy Policy for Your Account

We collect account details, phone verification results, device signals, login events and transaction references to operate the account path and respond to security questions. A DANA, OVO, GoPay or QRIS reference helps us match a deposit status without needing the contents of your personal wallet. Bank

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   transfer and virtual account records may include a bank name such as BCA, BRI, Mandiri or BNI, an amount, a reference and a time. We use this material for account access, payment reconciliation, fraud checks, support and legal duties where local law permits. Retention depends on

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   the purpose and applicable local law; when a record is no longer needed, we delete it, anonymise it or restrict access. Policy changes will appear on this page, and continued account use after an effective change is handled as described in the updated text.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.